I seem to be spending all my free time at the minute looking at personal finance and money blogs. As I have been going along I have been bookmarking them all so I can use them again. I have found some great stuff on these sites so I thought it would be a good idea […]
If you ever get in to financial difficulty then as a last resort you could consider a no credit check loan. You are never going to get a great deal compared to other types of loans but it is worth knowing about them if you end in money trouble and need cash very quickly. The […]
I know that a lot of people only start trying to cut back on what they are spending when they hit hard times. This isn’t the right thing to do. If you start trying to save money now then you may avoid hard times in the future. By spending a bit of time considering all […]
Money saving and personal finance is a popular topic on the Internet. There are thousands of websites and blogs on the subject. I have found many of them aren’t updated very often or have an ulterior motive, such as trying to sell you something. Unfortunately the best ones aren’t always easy to find so I […]
None of us want to get into money trouble, but if you have cash flow problems during the month then a pay day loan might be able to help. It is basically a very short term loan that is usually paid back when you get paid at the end of the month. They are designed […]
Live below your means. I could end this post right now as that is the key point that some people fail to grasp. If you spend less every month than you earn then you won’t get in to debt. It is that simple. The problems come from many sources but one of the main […]
Something nobody ever wants to go through is having their identity stolen. You can end up with your credit rating ruined and an empty bank account if you don’t stop it quickly. This is an ever growing problem so make sure you are doing everything you can to make sure the next victim isn’t […]
Everyone is throwing advice about so where do you turn first? Well you can start here with 10 top tips for your money in 2008.
1. Start saving
You can start by setting up a standing order, no matter how small, to move some money to your ISA or savings account every month. Set it up […]
Are you in a pension scheme? If not then you are really turning down free money. In the UK on the basic rate of tax you could be getting an extra 22% in tax relief for all the money you put in to a pension scheme. This is on top of any contributions your employer […]
The quickest way to save a lot of money is to assess your biggest expenses and see how you can reduce them. It is estimated that most people who haven’t spent any time trying to find the best deals for their big expenses could save over £4000 a year by doing so. For the average […]
Now is the time to dig out your savings from under your bed and find somewhere better to put them, and I don’t mean in the cupboard! There are many places you could consider putting it to make the most of it, but here I will consider 3.
In the UK the safest place to put […]
Now most people don’t plan to get into debt but it can happen for any number of reasons. If this does happen it can easily spiral out of control, and the debt can be come unmanageable. Particularly if you have debt in a number of places debt consolidation can help. The first thing to […]
There are three main types of mortgages available to you. The first is the standard variable, second is the tracker and third is fixed rate. Many lenders now also offer an ofset mortgage as well.
Standard Variable
This is very much the basic mortgage which is based on the current base rate. They are often the most […]
