Archive for January, 2008
If you ever get in to financial difficulty then as a last resort you could consider a no credit check loan. You are never going to get a great deal compared to other types of loans but it is worth knowing about them if you end in money trouble and need cash very quickly. The […]
January 31st, 2008 | Posted in Banks, Debt, Personal Finance | No Comments
The Internet is really good for finding discounts. All you have to do is search for a product or service and more often than not you will find a coupon or voucher for it to use online. What you don’t find as often are free printable coupons. These are coupons or vouchers that you can […]
January 29th, 2008 | Posted in Money Saving, Offline | 1 Comment
I know that a lot of people only start trying to cut back on what they are spending when they hit hard times. This isn’t the right thing to do. If you start trying to save money now then you may avoid hard times in the future. By spending a bit of time considering all […]
January 28th, 2008 | Posted in Money Making, Personal Finance | No Comments
One of the most popular ways of earning cash on the Internet is to start a money making website. The most common way people do this is to start a niche website. The key to making this work is to find a niche which has a big enough market to make some money but isn’t […]
January 26th, 2008 | Posted in Money Making, Resources | No Comments
Lots of energy suppliers have put up their prices, by up to 18% in the worst cases. Has your supplier put their prices up? If they have then are you considering moving to a different supplier.? If you are then you shouldn’t be, not yet anyway. The reason is that the cheapest suppliers at the […]
January 24th, 2008 | Posted in Home Energy, Money Saving | No Comments
Money saving and personal finance is a popular topic on the Internet. There are thousands of websites and blogs on the subject. I have found many of them aren’t updated very often or have an ulterior motive, such as trying to sell you something. Unfortunately the best ones aren’t always easy to find so I […]
January 22nd, 2008 | Posted in Personal Finance | 7 Comments
None of us want to get into money trouble, but if you have cash flow problems during the month then a pay day loan might be able to help. It is basically a very short term loan that is usually paid back when you get paid at the end of the month. They are designed […]
January 19th, 2008 | Posted in Loans, Personal Finance | No Comments
The cost of heating our homes has gone and up. Over the past couple of years it has nearly doubled in many cases. So now is a better time than ever to look at reducing your heating costs. There are number of things you can do that will greatly reduce your costs. Many of the […]
January 18th, 2008 | Posted in Home Energy, Money Saving | No Comments
It seems that most people are obsessed with mobile contracts and having the latest phone with hundreds of features. Ask yourself if you really need one though. You can pick up a good camera phone for less than £50. Then all you need to do is sign-up to one of the many competitive pay-as-you-go (PAYG) […]
January 17th, 2008 | Posted in Money Saving | No Comments
Most of us rightly or wrongly do the majority of our shopping at supermarkets. Now overall they may be cheaper than going round the individual shops but every aspect of them is designed to make us spend more money than we want too. All the money saving offers are designed to get us to buy […]
January 16th, 2008 | Posted in Money Saving, Shopping | 2 Comments
Live below your means. I could end this post right now as that is the key point that some people fail to grasp. If you spend less every month than you earn then you won’t get in to debt. It is that simple. The problems come from many sources but one of the main […]
January 15th, 2008 | Posted in Debt, Personal Finance | 2 Comments
Here are a few more ways to save money on the net. I keep coming across new sites I haven’t used before so this could become a semi-regular series. Hopefully these will be new to you and save you even more of your hard earned money.
1. PetrolPrices.com
I used to use this site but then I […]
January 14th, 2008 | Posted in Money Saving | No Comments
Yesterday I got a great deal on a Linksys wireless router. It was originally on sale for £70 and had been reduced to £40 before it was cut to just £19.91. I like these type of deals as I would imagine I actually got is for less than the shop bought if for. Admittedly it […]
January 13th, 2008 | Posted in Money Making, Shopping | 1 Comment
We all would like a bit of easy money to top-up our earnings, but genuine easy money is hard to come by. After a long search I can now present 5 really easy ways to make some cash on the side.
1. Police I.D. Parades
How does making money for standing on the spot sounds? You get […]
January 11th, 2008 | Posted in Money Making | 2 Comments
Something nobody ever wants to go through is having their identity stolen. You can end up with your credit rating ruined and an empty bank account if you don’t stop it quickly. This is an ever growing problem so make sure you are doing everything you can to make sure the next victim isn’t […]
January 10th, 2008 | Posted in Personal Finance | No Comments
I was having a think about some of my new year’s resolutions today. I said I was going to save even more money than last year, eat much healthier and get myself fit. Then it came to me - Allotments. No really! I am thinking of getting an allotment. Think about it, it is good […]
January 10th, 2008 | Posted in Money Saving | No Comments
Everyone is throwing advice about so where do you turn first? Well you can start here with 10 top tips for your money in 2008.
1. Start saving
You can start by setting up a standing order, no matter how small, to move some money to your ISA or savings account every month. Set it up […]
January 9th, 2008 | Posted in Personal Finance | No Comments
Are you in a pension scheme? If not then you are really turning down free money. In the UK on the basic rate of tax you could be getting an extra 22% in tax relief for all the money you put in to a pension scheme. This is on top of any contributions your employer […]
January 9th, 2008 | Posted in Pensions, Personal Finance | No Comments
The quickest way to save a lot of money is to assess your biggest expenses and see how you can reduce them. It is estimated that most people who haven’t spent any time trying to find the best deals for their big expenses could save over £4000 a year by doing so. For the average […]
January 9th, 2008 | Posted in Money Saving, Personal Finance | No Comments
…and your wallet (but most importantly the planet, obviously!). With ever increasing fuel prices the cost of filling your car is going up and up. Emissions from cars are apparently helping to damage the planet and we all need to do what we can. Obviously I am only concerned with doing my bit to […]
January 9th, 2008 | Posted in Money Saving | No Comments